Terms and Conditions

Welcome to Finpath Chartered. By accessing and using our banking services, you agree to the following Terms and Conditions. Please read them carefully.

1. Introduction

These Terms and Conditions govern your use of Finpath Chartered’s banking platform, products, and services. By using our services, you confirm that you have read, understood, and agreed to be bound by these terms.

2. Account Registration & Eligibility

To use our services, you must be at least 18 years old and provide valid identification.

You agree to provide accurate, current, and complete information when opening an account.

Finpath Chartered reserves the right to reject or terminate accounts that provide false or incomplete information.

3. Deposits & Withdrawals

Deposits can be made through approved methods, including bank transfers and electronic payments.

Withdrawals are subject to security verification and processing timeframes.

We may impose limits on deposit and withdrawal amounts for security and regulatory compliance.

4. Fixed Deposit Return (FDR) & Deposit Pension Scheme (DPS)

FDR accounts require a minimum deposit period to earn interest.

DPS investments will be allocated towards pension funds with defined reward structures.

Early withdrawals from FDR or DPS accounts may result in penalty fees.

5. Fund Transfers & Transactions

Transactions must comply with legal and regulatory requirements.

Transfers may be subject to processing fees and currency conversion charges.

Unauthorized or fraudulent transactions must be reported immediately.

6. Loans & Credit Services

Loan approvals are subject to credit assessment and financial review.

Repayments must be made in accordance with agreed-upon loan terms.

Late payments may result in penalties and additional interest charges.

7. Fees & Charges

Finpath Chartered reserves the right to charge fees for various banking services.

A complete list of applicable fees is available on our website.

Fees may be updated periodically, and users will be notified in advance.

8. Security & Fraud Prevention

Customers must protect their login credentials and notify us immediately in case of suspected unauthorized access.

We employ advanced encryption and multi-layered security measures to protect your data.

Finpath Chartered is not liable for losses resulting from negligence or sharing of credentials.

9. Privacy Policy

By using our services, you consent to the collection and processing of personal data as outlined in our Privacy Policy.

We do not share personal information with third parties without user consent, except as required by law.

10. Account Suspension & Termination

We reserve the right to suspend or terminate accounts involved in fraudulent activities or violations of these terms.

Customers can request account closure by contacting customer support.

Outstanding balances or obligations must be settled before closure.

11. Dispute Resolution

Disputes should first be reported to our customer service team.

If unresolved, disputes may be escalated to financial regulatory authorities or settled through legal proceedings.

12. Changes to Terms and Conditions

Finpath Chartered may update these terms at any time.

Users will be notified of changes via email or platform notifications.

Continued use of services after updates constitutes acceptance of revised terms.

13. Governing Law

These Terms and Conditions are governed by the financial laws and regulations of the United States. Any disputes arising from these terms shall be subject to the jurisdiction of the relevant courts.